# One account. Local accounts in the US, EU, UK, Mexico, Brazil and more — all in your company's name. Collect USD, EUR, GBP, MXN and BRL into local accounts without a local entity, hold everything in one place and move money between your entities instantly. [Open an account](https://web.limitedapp.com/signup) · [Talk to sales](https://www.limitedapp.com/en/contact) **Page title:** Global business account with local accounts **Summary:** One business account with local accounts in the US, EU, UK, Mexico, Brazil and more, held in your company’s name. Pay and get paid locally in every market. **URL Source:** https://www.limitedapp.com/en/products/banking **Language:** English (en) · Also available in: [Español (es)](https://www.limitedapp.com/es/products/banking.md), [Português (pt)](https://www.limitedapp.com/pt/products/banking.md), [简体中文 (zh)](https://www.limitedapp.com/zh/products/banking.md), [繁體中文 (zh-HK)](https://www.limitedapp.com/zh-HK/products/banking.md) --- - **Countries supported:** 140+ - **Currencies supported:** 40+ - **To open account:** 10 min ## A checking account that keeps up. Open a business checking account with no monthly fees, no minimum balances, and unlimited transactions. - No monthly maintenance fees - Unlimited domestic and international wires - Local account details in your company's name - Real-time worldwide transfers on Limited Network ## Treasury designed to maximize idle capital. Optimize idle cash with competitive returns and rapid liquidity. - Competitive APY on all balances - Same-hour liquidity for urgent needs - Automated cash sweeps - No lock-up periods or penalties ## One account, local bank accounts in your company's name. Open a Limited account and get local bank accounts in the US, EU, UK, Mexico, Brazil and more. Accept payments in local currencies and operate globally from day one. - Local bank accounts in the US, EU, UK, Mexico, Brazil and more - Collect USD, EUR, GBP, MXN and BRL over local rails - Real-time transfers on Limited Network - Pay out worldwide over local rails and wires ## Send and receive money worldwide. With support for 40+ currencies and local payment rails in 140+ countries, Limited makes international banking simple. - **Multi-currency accounts** — Hold and manage balances in multiple currencies without conversion fees. - **Local payment rails** — Send payments via local networks for faster, cheaper transfers. - **Competitive FX rates** — Get wholesale exchange rates with transparent pricing. - **International wire transfers** — Send SWIFT wires to any bank in the world. ## Open your account today. Open your account in 10 minutes with no paperwork. [Open an account](https://web.limitedapp.com/signup) · [Talk to sales](https://www.limitedapp.com/en/contact) ## Business account: common questions **Which local accounts do I get?** Accounts in the US (USD), the EU (EUR), the UK (GBP), Mexico (MXN) and Brazil (BRL), among others, all in your company’s name with no local entity. Activate each one from the Get Paid page by choosing the country and currency; some accounts pass a short review before they are active. **Do I need a US entity?** No. You sign up with the company you already have, in the country you choose at signup. No US business entity is required, and the same applies to the other local accounts. **How are incoming payments credited?** You decide per account: incoming funds can be credited as USDC on Solana, as another supported asset, or as cash where available. Payments are credited to your Limited balance automatically when they arrive. **Who holds my money, and is it insured?** Limited is not a bank. USD balances are held at FDIC-insured partner banks; FDIC insurance protects you if the partner bank fails, not if Limited does. Stablecoin balances and local-currency accounts outside the US are not FDIC-insured. The current partner institutions are listed on our legal page. [See the current partner institutions](https://www.limitedapp.com/en/legal) **Can I move money between my entities?** Yes. Each entity keeps its own organization, team and permissions, and you switch between them from one dashboard. Transfers between Limited accounts settle instantly on-platform, without an international wire — use the other entity’s @handle or phone number. **How do I share my account details with customers?** Open the account under Get Paid or Accounts and click Share Banking Details, or download the details as a PDF for one account or for all of them. **How long does it take to open an account?** Less than 10 minutes to set up and onboard your business: sign up with a phone number and email, verify the account owner’s identity, then submit your company details and documents. Your business profile activates once verification is approved — no paperwork to mail, no branch visit. --- > Limited is a financial technology company, not a bank. Limited, Inc. is a technology services provider and the administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. USD balances are held in accounts at FDIC-insured partner banks. FDIC insurance protects against the failure of the insured bank, not the failure of Limited, and depends on pass-through requirements being met. FDIC insurance does not cover stablecoin balances or local-currency accounts held outside the United States. Limited's services may incur transactional, cross-border and/or financing fees, as well as the costs of Limited's third-party service providers. Because Limited operates under many regulatory regimes, the way its solutions and services are provided differs by region. [See our partner institutions.](https://www.limitedapp.com/en/legal) Last updated: 2026-09-21 (rendered from the live site sources) · Canonical: https://www.limitedapp.com/en/products/banking · Markdown: https://www.limitedapp.com/en/products/banking.md · Index: https://www.limitedapp.com/llms.txt · Sales: sales@limitedapp.com · Support: support@limitedapp.com