# A personal card for a life in more than one country.

Rewards on every purchase, travel perks by tier, and full control of your own money from one app.

[Open an account](https://web.limitedapp.com/signup)

**Page title:** Personal cards  
**Summary:** Personal Limited cards for everyday spending, with rewards and perks that vary by tier. Compare tiers and open an account online.  
**URL Source:** https://www.limitedapp.com/en/products/personal-cards  
**Language:** English (en) · Also available in: [Español (es)](https://www.limitedapp.com/es/products/personal-cards.md), [Português (pt)](https://www.limitedapp.com/pt/products/personal-cards.md), [简体中文 (zh)](https://www.limitedapp.com/zh/products/personal-cards.md), [繁體中文 (zh-HK)](https://www.limitedapp.com/zh-HK/products/personal-cards.md)

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- **Smart budgeting tools** — Set spending goals, track your expenses by category, and get insights to help you save more. Our app makes it easy to stay on top of your finances.
- **Advanced security features** — Instant card lock, real-time transaction alerts, and virtual card numbers for online shopping. Your money is protected with bank-level security.
- **Rewards that matter** — Earn points on every purchase and redeem them for travel, cash back, gift cards, or experiences. No complicated categories, no caps.

## Exclusive access to world-class partners

Gold cardholders enjoy VIP treatment at the world's finest hotels, restaurants, and experiences through our concierge partnerships.

## Designed for your lifestyle

Whether you're traveling the world, dining out, or shopping online, our cards reward you for living your best life. Plus, enjoy exclusive access to events, experiences, and offers.

## Choose your card

From everyday essentials to premium rewards, find the card that matches your lifestyle.

| Feature categories | Personal White | Personal Silver | Personal Gold |
| --- | --- | --- | --- |
| Membership Fees | Free | $69.99/year · $6.99/month | $449.99/year · $44.99/month |
|  | Your entry to premium banking | Elevated rewards for everyday spending | Premium benefits for the discerning customer |
|  | [Open an account](https://web.limitedapp.com/signup?tier=personal_white) | [Open an account](https://web.limitedapp.com/signup?tier=personal_silver) | [Open an account](https://web.limitedapp.com/signup?tier=personal_gold) |

[Card tiers and pricing](https://www.limitedapp.com/en/pricing.md)

## Get your card today

Premium rewards and perks on a card you can open in minutes.

[Open an account](https://web.limitedapp.com/signup)

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> Limited is a financial technology company, not a bank. Limited, Inc. is a technology services provider and the administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. USD balances are held in accounts at FDIC-insured partner banks. FDIC insurance protects against the failure of the insured bank, not the failure of Limited, and depends on pass-through requirements being met. FDIC insurance does not cover stablecoin balances or local-currency accounts held outside the United States. Limited's services may incur transactional, cross-border and/or financing fees, as well as the costs of Limited's third-party service providers. Because Limited operates under many regulatory regimes, the way its solutions and services are provided differs by region. [See our partner institutions.](https://www.limitedapp.com/en/legal)

Last updated: 2026-09-15 (rendered from the live site sources) · Canonical: https://www.limitedapp.com/en/products/personal-cards · Markdown: https://www.limitedapp.com/en/products/personal-cards.md · Index: https://www.limitedapp.com/llms.txt · Sales: sales@limitedapp.com · Support: support@limitedapp.com