# Your money. Your rules.

Take control of your personal finances with premium cards, exclusive rewards, and true self-custody of your assets.

[Open an account](https://web.limitedapp.com/signup)

**Page title:** Personal finance with Limited  
**Summary:** Personal cards, rewards and self-custody in one app, with tiers to match how you spend. Compare tiers and open an account online in minutes.  
**URL Source:** https://www.limitedapp.com/en/solutions/personal  
**Language:** English (en) · Also available in: [Español (es)](https://www.limitedapp.com/es/solutions/personal.md), [Português (pt)](https://www.limitedapp.com/pt/solutions/personal.md), [简体中文 (zh)](https://www.limitedapp.com/zh/solutions/personal.md), [繁體中文 (zh-HK)](https://www.limitedapp.com/zh-HK/solutions/personal.md)

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- **Countries accepted:** 140+

## Your money, your control.

Self-custody wallet means you're in full control—no banks to block you, no hidden rules.

- True self-custody of your assets
- No account freezes or restrictions
- Instant access to your funds 24/7
- Full transparency on all transactions

## Premium cards, premium perks.

Metal cards with rewards, concierge services, and exclusive benefits.

- Airport lounge access worldwide
- Travel and purchase protection
- White-glove concierge service

## Spend globally, effortlessly.

Use your card anywhere Visa is accepted. The foreign transaction fee depends on your card tier and is listed in the card comparison.

- Foreign transaction fee published per card tier
- Real-time exchange rates
- Accepted worldwide
- Instant transaction notifications

## Everything you need.

Premium features designed for your lifestyle.

- **Earn rewards** — Earn points on every purchase and redeem for travel, cashback, or experiences.
- **Stay secure** — Advanced fraud protection with instant card freeze and virtual card numbers.
- **Track spending** — Real-time insights and budgeting tools to manage your finances.
- **Premium support** — 24/7 support and dedicated concierge for Gold members.

## Pick the card that fits your lifestyle.

From everyday essentials to ultimate luxury, we have a card for you.

- **White** — Essential features for everyday spending.
- **Silver** — Premium perks for frequent travelers.
- **Gold** — Ultimate luxury and exclusive benefits.

| Feature categories | Personal White | Personal Silver | Personal Gold |
| --- | --- | --- | --- |
| Membership Fees | Free | $69.99/year · $6.99/month | $449.99/year · $44.99/month |
|  | Your entry to premium banking | Elevated rewards for everyday spending | Premium benefits for the discerning customer |
|  | [Open an account](https://web.limitedapp.com/signup?tier=personal_white) | [Open an account](https://web.limitedapp.com/signup?tier=personal_silver) | [Open an account](https://web.limitedapp.com/signup?tier=personal_gold) |

[Card tiers and pricing](https://www.limitedapp.com/en/pricing.md)

## Ready to take control?

Open a personal account in minutes and take control of your money.

[Open an account](https://web.limitedapp.com/signup)

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> Limited is a financial technology company, not a bank. Limited, Inc. is a technology services provider and the administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. USD balances are held in accounts at FDIC-insured partner banks. FDIC insurance protects against the failure of the insured bank, not the failure of Limited, and depends on pass-through requirements being met. FDIC insurance does not cover stablecoin balances or local-currency accounts held outside the United States. Limited's services may incur transactional, cross-border and/or financing fees, as well as the costs of Limited's third-party service providers. Because Limited operates under many regulatory regimes, the way its solutions and services are provided differs by region. [See our partner institutions.](https://www.limitedapp.com/en/legal)

Last updated: 2026-09-15 (rendered from the live site sources) · Canonical: https://www.limitedapp.com/en/solutions/personal · Markdown: https://www.limitedapp.com/en/solutions/personal.md · Index: https://www.limitedapp.com/llms.txt · Sales: sales@limitedapp.com · Support: support@limitedapp.com