功能類別	Limited WHITE

Card Material	Standard Plastic
Card Design	Classic White
Contactless Payment
Virtual Cards	2 Free
Card Replacement	$25 Fee

Cashback on All Spend	1%
Category Bonuses
Dining & Quick Service	1X
Groceries & Supermarkets	1X
Online Shopping & Delivery	1X
Streaming & Entertainment	1X
Ride, Mobility & Car Rental	1X
Airlines, Travel & Hotels	1X
Fashion & Apparel	1X
Wellness & Fitness	1X
Points Value	$0.01 per point
Featured Offers	5 featured

Airport Lounge Access	Visa Airport Companion
Car Rental Insurance	Worldwide Coverage

Concierge Service	24/7 Worldwide
Hotel Status	Visa Luxury Hotel Collection
Purchase Protection	Up to $5,000 · 180 Days
Extended Warranty	+1 Year (up to $5,000)
Price Protection	$500/item · $2,000/yr

Authorized Users	1 Free
Sub-accounts for Family	—
Spending Controls	Basic
Real-time Notifications
Expense Management	—

Annual Fee	Free
Foreign Transaction Fee	3%
APR	18.99% - 25.99%
Cash Advance Fee	5% Min $10
Late Payment Fee	Up to $39
Over Limit Fee	$35
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功能類別	Limited WHITE	Limited GOLD	Limited SILVER

Card Material	Standard Plastic	Metal	Matte
Card Design	Classic White	Premium Gold Finish	Brushed Silver Finish
Contactless Payment
Virtual Cards	2 Free	Unlimited	5 Free
Card Replacement	$25 Fee	Free Express Shipping	Free Standard Shipping

Cashback on All Spend	1%	3%	2%
Category Bonuses
Dining & Quick Service	1X	2X	1.5X
Groceries & Supermarkets	1X	2X	1.5X
Online Shopping & Delivery	1X	2X	1.5X
Streaming & Entertainment	1X	2X	1.5X
Ride, Mobility & Car Rental	1X	2X	1.5X
Airlines, Travel & Hotels	1X	2X	1.5X
Fashion & Apparel	1X	2X	1.5X
Wellness & Fitness	1X	2X	1.5X
Points Value	$0.01 per point	$0.01 per point	$0.01 per point
Featured Offers	5 featured	5 featured	5 featured

Airport Lounge Access	Visa Airport Companion	Priority Pass + Airport Companion	Visa Airport Companion
Car Rental Insurance	Worldwide Coverage	Worldwide Coverage	Worldwide Coverage

Concierge Service	24/7 Worldwide	24/7 Worldwide	24/7 Worldwide
Hotel Status	Visa Luxury Hotel Collection	Visa Luxury Hotel Collection	Visa Luxury Hotel Collection
Purchase Protection	Up to $5,000 · 180 Days	Up to $5,000 · 180 Days	Up to $5,000 · 180 Days
Extended Warranty	+1 Year (up to $5,000)	+1 Year (up to $5,000)	+1 Year (up to $5,000)
Price Protection	$500/item · $2,000/yr	$500/item · $2,000/yr	$500/item · $2,000/yr

Authorized Users	1 Free	Unlimited Free	3 Free
Sub-accounts for Family	—
Spending Controls	Basic	Advanced	Basic
Real-time Notifications
Expense Management	—	Full Suite	Categories Only

Annual Fee	Free	$449.99/yr or $44.99/mo	$69.99/yr or $6.99/mo
Foreign Transaction Fee	3%	0%	2%
APR	18.99% - 25.99%	14.99% - 21.99%	16.99% - 23.99%
Cash Advance Fee	5% Min $10	3% Min $10	3% Min $10
Late Payment Fee	Up to $39	Waived Once/Year	Up to $39
Over Limit Fee	$35	No Fee	No Fee
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