Limited is a financial technology company, not a bank. Limited, Inc. is a technology services provider and the administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. USD balances are held in accounts at FDIC-insured partner banks. FDIC insurance protects against the failure of the insured bank, not the failure of Limited, and depends on pass-through requirements being met. FDIC insurance does not cover stablecoin balances or local-currency accounts held outside the United States. Limited's services may incur transactional, cross-border and/or financing fees, as well as the costs of Limited's third-party service providers. Because Limited operates under many regulatory regimes, the way its solutions and services are provided differs by region. See our partner institutions.