Credit Line
Secured and unsecured credit lines for operating companies.
Draw when you need it and repay as you collect. Secured lines can be backed by USDC. Limits and rates are set per company.
$750K
Maximum credit
USDC
Accepted as collateral
Choose the right credit for your business
Whether you need flexibility or lower rates, we have a credit line that fits your needs.
Unsecured Credit Line
No collateral required. Get approved based on your business performance and creditworthiness.
Limits and rates are set per business after review — see your offer in the app.
- No collateral required
- Decision based on a review of your business
- Draw funds anytime you need
- Only pay interest on what you use
- Flexible repayment terms
Secured Credit Line
Best ratesUse your crypto or other assets as collateral to unlock higher limits and lower rates.
Limits up to $750K. Your rate, fees and LTV are shown in your quote before you confirm.
- Higher credit limits up to $750K
- Lower rates than an unsecured line
- Use USDC, USDT, or BTC as collateral
- Instant access to funds
- No credit check required
- Keep your assets working for you
Get funded in 4 simple steps
Our streamlined process takes you from application to funded without paperwork or branch visits.
Apply online
Complete our simple application in minutes. No paperwork, no branch visits.
Get approved
Our team reviews your application and shares the decision with you in the app.
Set up collateral
For secured lines, deposit your crypto collateral. For unsecured, skip this step.
Access your funds
Draw from your credit line anytime. Funds are available instantly.
Features - Credit designed for modern businesses
Our credit lines are built with flexibility and transparency in mind.
- Instant access to capital. Draw funds from your credit line anytime, 24/7. No waiting for bank approvals or wire transfers.
- Flexible repayment terms. Choose monthly or custom repayment schedules that work for your cash flow.
- No hidden fees. Every fee is shown in your quote before you confirm, with no prepayment penalties and no surprises.
- Easy repayment. Set up automatic payments or pay manually. Pay down your balance anytime without penalty.
Ready to unlock your credit line?
Apply today and get access to the capital your business needs to grow.
Credit line: common questions
You lock supported crypto assets as collateral, and your credit limit is calculated from their value using a loan-to-value (LTV) ratio. The credit is then available to spend with your Limited cards in Credit mode.
Yes. Locked assets remain yours. You can unlock collateral whenever it is no longer needed to support your credit line.
When you lock collateral you receive a quote showing the fees, the LTV and the credit you will get before you confirm. Interest on card balances in Credit mode follows the APR range of your card tier, listed on the pricing page.
Only tokens shown as supported in the Lock Collateral flow can be locked; the list is displayed in the app when you request a quote.
The Credit Line tab shows your available amount, total limit, utilised limit and a breakdown of what makes up your credit, plus card spend for the current cycle and the current statement balance.
One account
Explore the platform
Local accounts, corporate cards, bill pay and treasury are one product on one account. Here is what else your account includes.
See how Limited can work for you
Get a personalized demo from our team and discover how to streamline your financial operations.
Limited, Inc., 600 California Street, 11th Floor
San Francisco, CA 94108
