Comparison·7 min read

Mercury vs. Limited: Opening a US Bank Account for Non-Residents

Mercury or Limited? If you're a global founder, Limited offers the flexibility, control, and perks Mercury can't match. Find out why Limited is built for borderless growth.

L

Limited Team

Finance Experts

Cover image coming soon

The Non-Resident Banking Challenge

Mercury has become popular with US startups, but non-residents face significant hurdles—complex applications, US entity requirements, and limited features.

Limited: Built for Global Founders

  • No US entity required
  • Open an account from anywhere
  • Self-custody for full control
  • Premium card with global benefits

The Verdict

For non-US founders who need US banking without the complexity, Limited is the clear winner.

Ready to take control of your finances?

Join thousands of businesses and freelancers who trust Limited for fast, secure, and borderless payments.

More articles

Education

What is a self-custody wallet and why does it matter?

Your money should always be yours. With a self-custody wallet, you're in full control—no banks to block you, no hidden rules. Limited makes it simple to protect and grow your wealth, so you can spend, save, and send money freely, anytime you want.

Read more

See how Limited can work for you

Get a personalized demo from our team and discover how to streamline your financial operations.

Sales

sales@limitedapp.com

Support

support@limitedapp.com

Press

press@limitedapp.com

Sign up for our newsletter

Subscribe to get the latest design news, articles, resources and inspiration.

Security & Compliance

PCI DSS Compliant

© Limited, Inc. 2026

Limited is a financial platform providing flexible payment and expense management services and technology solutions. Limited is not a bank. Limited Inc. is a technology services provider and administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. Limited partners with multiple third-parties service providers and banking partners in several jurisdictions that enable us (i) to utilize the services of licensed banks and payment institutions and other regulated services, and (ii) to pass these services through to Limited's customers. Fees: Limited's Services may incur transactional, cross-border and/or financing fees, as well as costs and expenses associated with Limited's Third-Party Service Providers. Disclosure: Please note that because Limited operates in many regulatory environments globally, there are important differences in the way Limited provides its solutions and services depending on the region.