Personal Cards

Premium cards for your lifestyle

Earn rewards on every purchase, enjoy exclusive perks, and take control of your personal finances with no foreign transaction fees.

Join Now

Choose your card

From everyday essentials to premium rewards, find the card that matches your lifestyle.

Gold Personal

Gold Personal

Gold mirror Stainless steel · 20 Grams

Personal concierge service

24/7 lifestyle assistance for travel, dining reservations, event tickets, and more.

VIP perks at:

Ritz Carlton
Mandarin Oriental
Fairmont

Welcome Offer

100,000 Points at Sign up

Membership Fees

$49/month

or $490/year (2 months free)

Benefits

  • 5Xpoints on travel
  • 5Xpoints on dining
  • 3Xpoints on entertainment
  • 3Xpoints on groceries
  • 2Xpoints on everything else
  • Airport Lounge Access
  • Travel Insurance
  • 24/7 Concierge Service
  • Cell Phone Protection
  • Purchase Protection
  • Extended Warranty
Get the Card
Silver Personal

Silver Personal

Brushed stainless steel · 16 Grams

Priority Pass

Access to 1,300+ airport lounges worldwide.

Welcome Offer

25,000 points when you sign up

Membership Fees

$9.99/month

or $99.99/year (2 months free)

Benefits

  • 3Xpoints on travel
  • 3Xpoints on dining
  • 2Xpoints on entertainment
  • 2Xpoints on groceries
  • 1Xpoints on everything else
  • Airport Lounge Access
  • Travel Insurance
  • Purchase Protection
  • Extended Warranty
Get the Card
Essential

Essential

Premium PVC · 5 Grams

Welcome Offer

2,500 points when you sign up

Membership Fees

Free

Benefits

  • 1Xpoints on travel
  • 1Xpoints on dining
  • 1Xpoints on entertainment
  • 1Xpoints on groceries
  • 1Xpoints on everything else
Get the Card

VIP Perks

Exclusive access to world-class partners

Gold cardholders enjoy VIP treatment at the world's finest hotels, restaurants, and experiences through our concierge partnerships.

Ritz Carlton
Mandarin Oriental
Fairmont
Ritz Carlton
Mandarin Oriental
Fairmont
Ritz Carlton
Mandarin Oriental
Fairmont
Ritz Carlton
Mandarin Oriental
Fairmont
Travel in style with Limited Card
No Annual Fee on White Card

Live your life.
We handle the rest.

Your money.
Your way.

Track spending, set budgets, and earn rewards on every purchase—all from one beautiful app.

5X on Travel
Travel lifestyle

Gold Card Exclusive

Travel in style

1

Cashback on everything

Earn up to 5X points on travel and dining, 3X on entertainment, and 2X on everything else.

2

No foreign fees

Travel the world without worrying about transaction fees. Spend internationally like a local.

3

Airport lounge access

Gold cardholders get complimentary access to 1,300+ airport lounges worldwide.

4

Purchase protection

Every purchase is protected against damage and theft for 120 days. Shop with confidence.

Spending Categories
6 categories
✈️

Travel

$5,000 limit

$2,340 spent

🍽️

Restaurants

$1,500 limit

$890 spent

💻

Software

$3,000 limit

$2,100 spent

⛽

Gas

$500 limit

$0 spent

BLOCKED
🛍️

Shopping

$2,000 limit

$1,650 spent

🎬

Entertainment

$800 limit

$0 spent

BLOCKED
4 active
2 blocked
Edit limits →

Smart budgeting tools

Set spending goals, track your expenses by category, and get insights to help you save more. Our app makes it easy to stay on top of your finances.

Get the Card
Live Transactions
Real-time
✈️
Delta Airlines$842.00
Travel·Just now
💻
Figma$45.00
Software·2m ago
🍽️
Uber Eats$32.50
Restaurants·5m ago
🛍️
Best Buy$1,299.00
Shopping·12m ago·Needs approval
24 approved
2 blocked
View all →

Advanced security features

Instant card lock, real-time transaction alerts, and virtual card numbers for online shopping. Your money is protected with bank-level security.

Get the Card
Rewards
This month

Available Points

51,600pts

Worth $774 in travel

Points earned by category

✈️
Travel
5X+2,450 pts
🍽️
Dining
5X+1,280 pts
🎬
Entertainment
3X+540 pts

Rewards that matter

Earn points on every purchase and redeem them for travel, cash back, gift cards, or experiences. No complicated categories, no caps.

Get the Card

Designed for your lifestyle

Whether you're traveling the world, dining out, or shopping online, our cards reward you for living your best life. Plus, enjoy exclusive access to events, experiences, and offers.

Get the Card

Feature Comparison

Click on any category to expand/collapse. Compare all features across our card offerings.

Feature Categories
Limited White
Limited

WHITE

Limited Gold
Limited

GOLD

Limited Silver
Limited

SILVER

Card Features5
Card MaterialStandard Plastic22g Metal Card22g Metal Card
Card DesignClassic WhitePremium Gold FinishBrushed Silver Finish
Contactless Payment
Virtual Cards1 Free Card5 Free Cards3 Free Cards
Card Replacement$25 FeeFree ExpressFree Standard
Rewards & Cashback6
Welcome Bonus10,000 Points200,000 Points50,000 Points
Dining & Entertainment1x Points3x Points2x Points
Travel & Hotels2x Points5x Points3x Points
Online Shopping1x Points2x Points2x Points
Everything Else1x Points1.5x Points1x Points
Points Value$0.01 per point$0.01 per point$0.01 per point
Travel Benefits6
Airport Lounge Access—Priority Pass + Guest4 Visits/Year
Travel InsuranceBasic CoverageUp to $1M CoverageUp to $500K Coverage
Lost Luggage Protection$500$3,000$1,500
Trip Delay Protection—$500/day$200/day
Car Rental Insurance—Primary CoverageSecondary Coverage
Global Entry/TSA Pre—$100 Credit—
Lifestyle Benefits6
Concierge Service—24/7 DedicatedBusiness Hours
Hotel Status—Gold with PartnersSilver with Partners
Purchase Protection60 Days120 Days90 Days
Extended Warranty+6 Months+2 Years+1 Year
Cell Phone Protection—$800$600
Return Protection—$500/item—
Account Features5
Authorized Users1 FreeUnlimited Free3 Free
Sub-Accounts for Family—
Spending ControlsBasicAdvancedBasic
Real-time Notifications
Expense Management—Full SuiteCategories Only
Fees & Charges6
Annual Fee$500/yr or $50/mo$2,000/yr or $200/mo$1,000/yr or $100/mo
Foreign Transaction2.5%0%0%
APR18.99% - 25.99%14.99% - 21.99%16.99% - 23.99%
Cash Advance Fee5% Min $103% Min $103% Min $10
Late Payment FeeUp to $39Waived Once/YearUp to $39
Over Limit Fee$35No FeeNo Fee

Ready to choose your card?

Get White →Get Gold →Get Silver →

Get your card today

Join thousands of people already enjoying premium rewards and exclusive perks.

Join Now

See how Limited can work for you

Get a personalized demo from our team and discover how to streamline your financial operations.

Talk to SalesStart for free

Sales

sales@limitedapp.com

Support

support@limitedapp.com

Press

press@limitedapp.com

Sign up for our newsletter

Subscribe to get the latest design news, articles, resources and inspiration.

Security & Compliance

PCI DSS Compliant

© Limited, Inc. 2026

Limited is a financial platform providing flexible payment and expense management services and technology solutions. Limited is not a bank. Limited Inc. is a technology services provider and administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. Limited partners with multiple third-parties service providers and banking partners in several jurisdictions that enable us (i) to utilize the services of licensed banks and payment institutions and other regulated services, and (ii) to pass these services through to Limited's customers. Fees: Limited's Services may incur transactional, cross-border and/or financing fees, as well as costs and expenses associated with Limited's Third-Party Service Providers. Disclosure: Please note that because Limited operates in many regulatory environments globally, there are important differences in the way Limited provides its solutions and services depending on the region.

Get Started
Personal Cards | Limited - Limited