Legal - Electronic Signature and Electronic Records Consent

Limited, Inc. — Last Updated: October 16th, 2025

1. Introduction

This Electronic Signature and Electronic Records Consent Agreement (the "E-SIGN Consent") is a legally binding agreement between Limited, Inc., including its subsidiaries, affiliates, agents, and assigns ("Limited," "we," "us," or "our"), and you ("you" or "your").

This E-SIGN Consent governs your use of any products or services offered, operated, or made available by Limited, including those accessible through https://www.LimitedApp.com, related domains, dashboards, APIs, and mobile applications (collectively, the "Services").

The Services may be delivered, administered, obtained, or accessed electronically, including via the internet, email, text messaging, software applications, or other electronic means. In connection with your use of the Services, we may provide certain records and obtain your agreement or signature electronically.

If you do not agree to this E-SIGN Consent, or if you later withdraw your consent, you may be unable to use some or all of the Services.

2. Records to Be Provided in Electronic Form

The records covered by this E-SIGN Consent ("Records") include, but are not limited to:

  • Agreements, contracts, amendments, and disclosures
  • Account opening and onboarding materials
  • Statements, confirmations, receipts, and transaction records
  • Notices, policies, authorizations, and compliance communications
  • Tax documents, regulatory disclosures, and legally required notices
  • Any other documents or communications related to your current or future use of the Services

Limited may determine, in its sole discretion, which Records will be provided electronically and when electronic signatures will be requested.

All Records provided electronically or in paper form are considered "in writing" for all legal purposes.

3. Federal E-SIGN Act Disclosure

You acknowledge and agree that:

  • Your consent is provided in connection with a transaction affecting interstate commerce.
  • This E-SIGN Consent is governed by the Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.) (the "E-SIGN Act").
  • You and Limited intend that the E-SIGN Act apply to the fullest extent permitted by law to validate electronic records, electronic delivery, and electronic signatures.

You should print or save a copy of this E-SIGN Consent for your records.

4. Scope of Your Consent

By agreeing to this E-SIGN Consent, you confirm that:

  • You can access, read, download, save, and print electronic Records.
  • You consent to receiving all Records electronically via:
    • Websites
    • Web browsers
    • Email
    • Mobile or desktop applications
    • Other electronic delivery methods used by Limited

Electronic Records may be delivered by:

  • Display within the Services
  • Email messages
  • Attachments
  • Hyperlinks to Records hosted securely online

Your electronic signature may be executed by:

  • Clicking a button or checkbox
  • Typing your name
  • Using a digital or cryptographic signature
  • Approving via email response
  • Any other affirmative action described at the time of signature

Your consent remains effective unless withdrawn as described below.

5. How to Withdraw Consent

You may withdraw your consent to receive Records electronically by contacting Limited through the support channels listed on LimitedApp.com.

Important consequences of withdrawal:

  • You may no longer be eligible to use certain Services.
  • We may suspend or terminate access to Services that legally or operationally require electronic delivery.
  • Any previously executed agreements remain valid and enforceable.

Withdrawal applies prospectively and does not affect the legal validity of Records previously delivered or signed electronically.

6. Requesting Paper Copies

After consenting to electronic delivery, you may request a paper copy of a Record previously provided electronically by contacting Limited through our support channels.

  • Paper copies will be provided at no charge unless otherwise permitted by law.
  • Requesting a paper copy does not withdraw your electronic consent.

7. Updating Your Contact Information

You are responsible for providing and maintaining accurate contact information, including your email address and phone number.

You agree that:

  • Records sent to your last provided contact details are deemed delivered, even if you fail to receive them due to outdated information, spam filters, or technical issues.
  • You are responsible for adding Limited to your email safe-sender list.
  • You may update your contact information through your Limited account dashboard.

8. Hardware and Software Requirements

To access and retain electronic Records, you must have:

  • Internet access
  • A valid email account
  • A supported web browser (latest version of Chrome, Firefox, Safari, or Edge)
  • PDF viewing software (e.g., Adobe Reader)
  • A device capable of running the above software
  • A printer or electronic storage method

For mobile or handheld devices, you must also have the ability to save or print Records. If your device does not support these capabilities, you should access the Services via a compatible device.

9. Termination or Changes

Limited reserves the right, at its sole discretion, to:

  • Discontinue electronic delivery of Records
  • Modify this E-SIGN Consent
  • Require additional consent

We will provide notice of any material changes as required by law.

10. Consent and Acknowledgment

By clicking "I Agree," checking a box, or otherwise indicating acceptance, you confirm that:

  • You have received and reviewed this E-SIGN Consent
  • You understand and agree to its terms
  • You consent to the use of electronic Records and electronic signatures in connection with all Services provided by Limited

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© Limited, Inc. 2026

Limited is a financial platform providing flexible payment and expense management services and technology solutions. Limited is not a bank. Limited Inc. is a technology services provider and administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. Limited partners with multiple third-parties service providers and banking partners in several jurisdictions that enable us (i) to utilize the services of licensed banks and payment institutions and other regulated services, and (ii) to pass these services through to Limited's customers. Fees: Limited's Services may incur transactional, cross-border and/or financing fees, as well as costs and expenses associated with Limited's Third-Party Service Providers. Disclosure: Please note that because Limited operates in many regulatory environments globally, there are important differences in the way Limited provides its solutions and services depending on the region.