Comparison·8 min read

Wise vs. Limited: The Ultimate Guide to Lower Fees & Faster Transfers

Wise vs. Limited: Which is better for freelancers? Stop losing money to fees and delays. Limited offers instant payments, lower costs, and full control over your earnings. Find out why freelancers are switching.

L

Limited Team

Finance Experts

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Wise: Good, But Not Great

Wise (formerly TransferWise) revolutionized international transfers, but for freelancers and businesses, there are still limitations—multi-day transfers, conversion fees, and third-party custody.

Limited: The Next Evolution

  • Instant transfers via stablecoins
  • Lower overall fees
  • Self-custody for full control
  • Premium card included

The Bottom Line

If you're looking for faster transfers, lower fees, and true ownership of your funds, Limited is the upgrade you've been waiting for.

Ready to take control of your finances?

Join thousands of businesses and freelancers who trust Limited for fast, secure, and borderless payments.

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Education

What is a self-custody wallet and why does it matter?

Your money should always be yours. With a self-custody wallet, you're in full control—no banks to block you, no hidden rules. Limited makes it simple to protect and grow your wealth, so you can spend, save, and send money freely, anytime you want.

Read more

See how Limited can work for you

Get a personalized demo from our team and discover how to streamline your financial operations.

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© Limited, Inc. 2026

Limited is a financial platform providing flexible payment and expense management services and technology solutions. Limited is not a bank. Limited Inc. is a technology services provider and administrator of the Limited Card Program, Limited Pay and Limited Chroma, among other programs and services. Limited partners with multiple third-parties service providers and banking partners in several jurisdictions that enable us (i) to utilize the services of licensed banks and payment institutions and other regulated services, and (ii) to pass these services through to Limited's customers. Fees: Limited's Services may incur transactional, cross-border and/or financing fees, as well as costs and expenses associated with Limited's Third-Party Service Providers. Disclosure: Please note that because Limited operates in many regulatory environments globally, there are important differences in the way Limited provides its solutions and services depending on the region.